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The Dayton Area Board of Realtors held their Membership Recognition and Awards Banquet on Thursday, January 28, 2016.  Among those recognized for their Sales Accomplishments: Top Sales Leaders with minimum in $2.5 million in sales (Tammy Murphy, RH2L included); special recognition was given to Affiliate of the Year: Drew Huggins; Salesperson of the Year: Nancy Farkas; Rookie of the Year: Kunal Patel; Community Service Award: Charles Simms; Distinguished Career Award: Bill Ryan; and 2015-award-winners

Tammy Murphy Broker / Owner / Manager of the Year – Tammy Murphy, owner and manager of RH2L, has been a member since 2005 and is a current director for the DABR Board of Directors, having also served on the board from 2011 to 2013. Tammy has chaired or served on many board committees including Community Service, Partners in Education, Legislative/RPAC and Property Management Forum. For the Ohio Association of Realtors, she served as a director from 2008 thru 2013. Tammy also served on OAR’s Legislative Committee, Business Technology Committee, and Professional Development Forums. She holds many real estate designations, including the E-PRO, Designated Residential Appraiser and Military Relocation Professional. Outside of DABR, Tammy is actively involved with the Blue Star Mothers Miami Valley Chapter 3 as its president.


I am happy to be able to report that the DABR has voted to implement the use of this technology in our area and I am SOOOO Excited to be able to offer this additional feature for those who are looking to SELL their property in the future.  If you have questions, feel free to contact me.  Click on link below for the “official” announcement:

Board President Announces Electronic Lockbox Decision


UPDATE:  In an unprecedented move – the Board of Directors had a motion to put this to Membership Vote AFTER being approved.  The general membership discounted the Task Force / Board Approval and VOTED DOWN ELECTRONIC LOCK BOXES.  Sadly, this may well be a dead issue for our area irregardless of the better technology and benefits for our clients.


We are always SO HAPPY when our Clients are New Home Owners!!  Sharing the joy of what we do and why…



Below is a clip from the article…good information to keep in mind when looking to pickup that “bargain” home!


“Four Warning Signs to Watch for When Buying a Foreclosure”

Matthew Frankel  Source: Respres.

Over the past several years, many people have gotten great deals on homes because of foreclosures. While the inventory of foreclosed homes in the market is not nearly what it was a few years ago, there are still many to be found. In fact, in some areas, the foreclosures from the 2008-2010 period are just now making their way through the court system and appearing on the market.

In the right situation, a foreclosure can be an excellent way to obtain your dream home at a much better price than you would expect.  Buying foreclosures can also be an great way to acquire investment properties, as many foreclosures are duplexes, triplexes, and smaller single-family homes that can become lucrative rentals.

Even though foreclosed homes can be a good deal, they definitely carry their own issues and risks that buyers need to be aware of. Let’s break down a few of these and see if they should affect your decision on whether to buy the property or not.



But you MUST ACT FAST!  This is a DOWN PAYMENT ASSISTANCE program that comes out the first part of the year – with up to $5000 that can help BUYERS to get into the home of their dreams.  Lender specific qualifications – not all lenders are able to do this program.  But it can apply for your house purchase – even if you are NOT a First Time Home Buyer!!  Contact me QUICK to see if this can help you!


We are happy to be able to better serve the needs of our clients and want to assure you that R H 2 L is the real estate brokerage with heart!  We live and work where you live and work and serving our neighbors and communities is a part of our business plan.




Born and raised here – there are MANY things about the Dayton Communities that I know about first-hand and LOVE!  That is the reason why I wanted to take the continuing education courses offered by the DABR and for the right to earn the designation of “Dayton Region Ambassador.”  I want to be the person you call with questions about what our area has to offer…so I’ve compiled some of the highlights from the class to share with you here: Click to read more


Urban Nights

May 17-19 . A World A’Fair

Dayton Convention Center,
22 E. Fifth St.; Friday 5-11 p.m., Saturday 11 a.m.-11 p.m.,
Sunday 11 a.m.-6 p.m;

Dayton’s annual international festival returns for 2013 with the cultural theme, “Global Pastimes.” All of the participating countries will show some of the favorite pastimes of their region at their cultural booth. The festival is a celebration of diversity that showcases the food, dancing, music, costumes and cultural exhibits representing the ethnic backgrounds and cultures of Dayton and the greater Miami Valley. It features plenty of featured entertainment this year, including Jorge Wojtas, a flamenco guitarist; a flamenco dancing group from Columbus; Kabluchko, a Russian performing group from Cincinnati; Verea, a Bulgarian group from Chicago; and Burundian drummers and dancers. The very popular Kenya Safari Acrobats and Steve Free, Native American storyteller and musician will return this year. The DIFI Festival Singers will perform on the Informal stage all three days. Stories and activities for kids will be offered in the expanded children’s area and the Asian American Council of Dayton will again be presenting a Health Fair. This year we will again have a photo booth with international costumes to choose from for your photo. Don’t miss your chance to enjoy a trip around the world, all in one location – downtown Dayton! Adults $7, seniors $5, youth (6-18) $4. Visitwww.aworldafair.org for more info.


It was truly an honor to be selected for The Marie Kindrick Fair Housing Award at this year’s Miami Valley Fair Housing Wrokshop.  I enjoy working with people who are searching for their next “home” whether that would be a rental or purchase; but importantly, I want to help ensure that it is Affordable and What They Want / Need.

So we are often asked many questions – and this post is to provide some of those answers, as well as to provide websites, links and expert advice regarding Fair Housing.

Fair Housing Tips Disabilities

About Fair Housing with Children

Service Animal Policies

MVFHC brochure

Agencies for Fair Housing Issues

Avoid Predatory Loans

Loan Modification Scam Alert


Personally, whenever there is a dilemma, a situation that just seems to overwhelm the current situation, I find that “thinking outside the box” is a good way to step back and get a better perspective as to the real issue and find a resourceful way to solve things.  This article in the Cleveland Plain Dealer has some excellent points that the Cleveland area is using to solve vacant home, foreclosure and abandoned homes…

Here are a few clips from the article I think should resonate for other areas:

“A challenge of that magnitude requires a diverse response that combines strategic use of limited demolition dollars as well as innovative rehab…

Other successful land bank initiatives include the Owner Occupant Buyer Advantage Program, which has put handy homeowners willing to invest sweat equity into about 150 properties, according to Frangos.

There will never be enough demolition dollars to raze every abandoned property — nor should that be the goal. Luring private investments with creative approaches, as the loft-conversion project aims to do, is one way to make an impact in blighted neighborhoods.”

Click Here for FULL ARTICLE