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5
February
2016
How to KEEP Your Relationship while Remodeling Your Home!

How to KEEP Your Relationship while Remodeling Your Home!


1
February
2016

The Dayton Area Board of Realtors held their Membership Recognition and Awards Banquet on Thursday, January 28, 2016.  Among those recognized for their Sales Accomplishments: Top Sales Leaders with minimum in $2.5 million in sales (Tammy Murphy, RH2L included); special recognition was given to Affiliate of the Year: Drew Huggins; Salesperson of the Year: Nancy Farkas; Rookie of the Year: Kunal Patel; Community Service Award: Charles Simms; Distinguished Career Award: Bill Ryan; and 2015-award-winners

Tammy Murphy Broker / Owner / Manager of the Year – Tammy Murphy, owner and manager of RH2L, has been a member since 2005 and is a current director for the DABR Board of Directors, having also served on the board from 2011 to 2013. Tammy has chaired or served on many board committees including Community Service, Partners in Education, Legislative/RPAC and Property Management Forum. For the Ohio Association of Realtors, she served as a director from 2008 thru 2013. Tammy also served on OAR’s Legislative Committee, Business Technology Committee, and Professional Development Forums. She holds many real estate designations, including the E-PRO, Designated Residential Appraiser and Military Relocation Professional. Outside of DABR, Tammy is actively involved with the Blue Star Mothers Miami Valley Chapter 3 as its president.


20
January
2016

VERY INTERESTING Leadership Training I started today at the Board. Information and stats get my mind to working overtime!! Like the TOP PRODUCERS of our membership is really those among the top 500 agents – who do the majority of the deals (glad to be in that number!) It isn’t about the money side – it is about the HELPING PEOPLE aspect for me. But I also have always treated this as a business – and know how important having goals can be and what it takes to run a successful business. If you are looking to buy or sell your real estate – it should make sense to work with someone who is BUSINESS MINDED (after all, it is likely your biggest financial asset!?) Not to mention – it is or has been your home.


12
January
2016

Understanding the costs of moving expenses is complicated and with projected changes to the allowance for military families – it may just cost more to make it happen!

Well, it’s a bit of a Bah, Humbug this Christmas season for military families who are experiencing a second consecutive effective reduction in their Basic Allowance for Housing (BAH) this year.

I say “effective” reduction because, technically, BAH rates have risen by an average of 3.4%, which translates to roughly $54 per family. This increase still means that if you are a military family, you will now be responsible for an additional 1% of your housing expenses in 2016.

The 1% increase is on top of the additional 1% that you paid in 2015. There’s no sign of this downward trend letting up either, as by 2019, military families should expect to cover 5% of their out-of-pocket housing costs.

It’s not that we weren’t expecting this to happen, though. If you’ve been reading along with our coverage of the projected changes to BAH over the past few years, you’ll have noted that this is a much more positive outcome for military families than we could have expected (it’s good to look for the silver lining, right?). At one point, it looked like the DoD would eliminate BAH. At another point, rumors suggested that military families would return to covering 20% of their out-of-pocket housing costs, as they did when BAH first originated.

What does this mean for you?

If your BAH is roughly $1,500, then you could expect to pay yet another $50 in additional housing expenses next year. However, this rate of reduction only applies to military families who PCS, as those currently on station are grandfathered into their current BAH rate (unless BAH rises, and then the new allowance applies).

$50 per month may not seem like a lot, but it quickly adds up. At the end of the year, your family will need to cover approximately $600 in housing expenses.

Courtesy of MilitaryByOwner posting


2
November
2015

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15
May
2015

Have you seen the sudden explosion in bicycles in our town?  I am happy to see the Link Bike Share program has kicked off to a great start.  I know I will be checking out a bike and touring the town again!!

As shared by Downtown Dayton Partnership “Fast Facts” 05/15/15

New Bike Share Program Enjoys Successful First Week
Dayton’s first bike share program, Link, reported that just one week after launching on May 5, the program had seen more than 1,300 trips and 350-plus unique users checking out bikes. “We are thrilled to have more than 1,300 trips in the first week,” said Bike Miami Valley Executive Director Laura Estandia. Link offers more than 200 bikes to be checked out of any one of the 24 stations for short trips. The first 30 minutes from check-out to check-in are included in the price of all membership rates. Visit linkdayton.org for more information. Sponsors include: Anthem Blue Cross and Blue Shield, CareSource, City of Dayton, Five Rivers MetroParks, Montgomery County, New Belgium Brewing Company, PNC, Premier Health, Public Health – Dayton and Montgomery County’s Creating Healthy Communities Program, Sinclair College, and the University of Dayton.


31
December
2014

As reported by National Association of Realtors:

“The package of tax extensions approved by the U.S. House and Senate, and headed to the President’s desk for signature, includes important provisions that will help distressed homeowners and commercial property investors with transactions made during 2014. NAR applauds Congressional leaders in both chambers for their effort to pass this legislation before adjournment.

“Realtors® strongly supported the bipartisan Mortgage Forgiveness Tax Relief Act, which was included in the package to prevent underwater borrowers from paying taxes on any mortgage debt forgiven or cancelled by a lender in a workout or after their home was sold for less money than was owed. We are grateful to Sens. Debbie Stabenow, D-Mich., and Dean Heller, R-Nev., and Reps. Tom Reed, R-N.Y., and Charlie Rangel, D-N.Y., for championing the provision.

“The legislation also includes one-year extensions of the 15-year depreciation schedule for leasehold improvements and the deduction for improvements to energy efficient commercial buildings.”

 


8
May
2014

When inventory is low and it seems buyer’s don’t really have many options – DON’T rule out a listing just because it has been on the market awhile…it could be that the seller was holding firm to their price and unable to negotiate – but that doesn’t mean you shouldn’t take a look / make an offer!! Many times, buyers or their agents may think that a seller “wouldn’t take less” – which may be true or necessary in some cases. BUT – there could be other things the seller is willing or able to negotiate on that would make THE DEAL for the buyer.  I always tell the buyer to at least make the offer – once it’s in writing we can negotiate to get it done!


27
January
2014

But you MUST ACT FAST!  This is a DOWN PAYMENT ASSISTANCE program that comes out the first part of the year – with up to $5000 that can help BUYERS to get into the home of their dreams.  Lender specific qualifications – not all lenders are able to do this program.  But it can apply for your house purchase – even if you are NOT a First Time Home Buyer!!  Contact me QUICK to see if this can help you!


29
October
2013

Born and raised here – there are MANY things about the Dayton Communities that I know about first-hand and LOVE!  That is the reason why I wanted to take the continuing education courses offered by the DABR and for the right to earn the designation of “Dayton Region Ambassador.”  I want to be the person you call with questions about what our area has to offer…so I’ve compiled some of the highlights from the class to share with you here: Click to read more