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4
November
2012

Its election time, and many people are tired of all the commercials, the negative campaigns and just the shear hassle that can be involved with the election process.  But we understand how important it is to let our voices be heard – and whether you are Democrat or Republican or an Independent – YOU should be heard.  As a Realtor, I stay very active in the legislation as related to home ownership, financing and regulations.  You may know there is a very important bill that is set to expire at the end of this year?  Read further details below – but rest assured – I DID MY PART TO TAKE ACTION and many others of the Realtor Associations around this country are sure to do the same thing – all in an effort to PROTECT YOUR RIGHTS!

Click to read more


21
October
2012

I have worked with buyers who have been diligent about doing their credit repair, paying their bills and ultimately doing “everything right” for them to still hear they don’t have a high enough credit score to buy yet. Well, I am YOUR advocate and I am personally bringing a non-profit group to OUR area so that you CAN get a loan. And what’s even better, the fixed rate is a low interest rate current about 3.75% and calculated for a 30 year period. There is NO Down Payment required (but if you want to put money down you can) and the closing cost is very low (Prepaids and insurance only.)

How can this be? Well they are a national organization who is given money to make loans. Unlike the banks, they work with you irregardless of what your credit score is. Do you have income? What is your bill paying history? If you can answer those questions – you NEED to attend our workshop!

NACA Workshop flyer

We have set the date for their introduction to Dayton as Saturday, November 10th and if you can spend from 1-4 pm with us – I can promise you will be glad you did. Hearing an alternative to the loan process is a good thing. I am working out the details of where this will be but should have the location confirmed this week. If you are interested in attending you have to let me know your name, phone number and email. That’s it – no charge, no obligation. If you know me – you know I am all about giving YOU the information you need to make the best decision for you!

 


10
September
2012
Are you ready to join the community of more than 2,000 people who call downtown Dayton home? Our center city offers a diverse array of condominiums and apartments in a variety of price ranges, with single-family homes located in nearby neighborhoods. No matter which location you choose, you will be within walking distance of the entertainment, recreation options, restaurants, galleries, retail shops and so much more that make downtown a unique and exciting place to live! The downtown core already has a strong urban neighborhood with occupancy rates in owner-and renter-occupied properties consistently at more than 90 percent.

I am happy to discuss with you the potential for living the Urban Lifestyle in our Downtown Dayton area!  Just give me a call, text or email!  Tammy at 937-838-0997 or Tammy@RH2L.com

 


22
July
2012

Every situation is different, but to get some general guidelines about what is involved, I am happy to say that as a Co-Author – this book has some excellent tips!  Feel free to click on the link here for a FREE e-book version of

Should I Short Sale My Home-Ebook

 


22
July
2012

Today’s market and needs have impacted many people, working with potential client’s I have looked at what I can do to help and I am glad to announce that I have received my Equator Platinum Agent Certification and Short Sale Certification.  There are many things involved with the process that you will want to ensure you are using someone who is up-to-date and well trained.  I am available to meet with you for a confidential discussion of what your options are and to assist you in moving forward to the next stage of your life.


11
April
2012
Employer Assisted Housing Network Class Announced in Dayton
NEWS RELEASE FOR IMMEDIATE RELEASE

Employer Assisted Housing Network Class Announced in Dayton

(Dayton, Ohio, April 6, 2012) The Employer Assisted Housing Network is reaching out to local real estate industry professionals to encourage a partnership between business owners and employees wishing to own their own home.

“Through the National Association of Realtors? Employer-Assisted Housing class, Realtors? are playing an important leadership role in building our communities and addressing the lack of affordable housing opportunities for working families around the Miami Valley area,” says Tammy Murphy, Certified NAR Trainer and professional with Prudential One, REALTORS?.

Murphy, along with a core team of real estate industry professionals, are working diligently in the Miami Valley to gain the much needed exposure to employers. Their efforts have brought the Employer Assisted Housing Network (EAH) to Dayton. The EAH will train real estate industry professionals on how to discuss and implement employer-assisted housing benefits for their employees. The training will take place during two events being held at the Dayton Area Board of Realtors (DABR), and an EAH Forum that will host speakers from the City of Dayton, NAR and participating local employers.

EAH benefits can include one-on-one housing counseling; financial assistance; or workshops for home buyers or owners, including foreclosure prevention workshops. “The EAH classes coming up are the first step,” Murphy says, “and we are moving forward with plans to expand the initiative here quickly.”

Real estate professionals can register for the classes through the DABR website, www.dabr.com, and other industry professionals will contact Tammy Murphy directly. NAR’s Housing Opportunity Program (www.realtor.org/housingopportunity) was created in 2002 to provide Realtors? with the tools and resources they need to promote housing opportunities in their community, in both the rental and homeownership sectors of the market. The program encourages local Realtor? associations to create initiatives aimed directly at increasing housing opportunities available to consumers, and making affordable housing more readily available in their communities.

The dates of the upcoming EAH educational opportunities at the DABR are April 26 and June 12, 2012. The EAH Forum will be held on July 16, 2012 at Sinclair Community College. For more information or to register to attend contact Tammy Murphy with Prudential One, REALTORS?, tmurphy@onehomefinder.com.


3
December
2009

Catch me on FACEBOOKfacebook logo


28
January
2009

This is just another site available to “find me” and listing information as well as other utility tools you might enjoy.

http://tammymurphy.point2agent.com/


5
December
2008

Here’s the Holiday Catalog for Gold Canyon Candles and Home Products…


4
December
2008

This apartment is located in Centerville off Lyons Road on WoodGrove…2 Bedroom, 1 Bath, fully carpeted with central air.  $550/month.  For additional information or to schedule appointmet – please contact 433-1045 directly.